How does AJ Bell’s ISA work?

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AJ Bell’s ISA is a stocks and shares ISA which means that you are invested in the stock market. AJ Bell does not offer cash ISA like Hargreaves Lansdown do with their Active Savings product. However, AJ Bell do pay interest on uninvested cash so if you want to keep some money outside the risks of the stock market you can earn interest on your cash.

AJ Bell Stocks & Shares ISA Review
AJ Bell

Name: AJ Bell Stocks & Shares ISA

Description: AJ Bell is an award-winning, low-cost online investing platform for the UK DIY investor. You can invest stocks in more than 20 markets, over 2,000 funds, ETFs, and bonds.
Capital at risk.


  • Investments: Shares, ETFs, bonds & funds
  • Minimum deposit: £500
  • ISA account charge: 0.25%
  • ISA dealing fee: Shares £3.50 – £5, funds £1.50

Fees: AJ Bell charges 0.25% of the value of your portfolio for their ISA. But, share account fees are capped at £3.50 a month. Dealing costs are £1.50 for funds and £5 for shares but drop to £3.50 where there were 10 or more online share deals in the previous month.

Special Offers:

  • Recommend a friend, and you’ll both get £100 gift vouchers – When you recommend a friend to AJ Bell that invests more than £10,000 in a SIPP or ISA, you and your friend can get One4All gift vouchers worth £100.
  • Switch your share dealing account and receive up to £500 to cover exit fees – If you transfer your share dealing general investment account valued at more than £20,000 to AJ Bell they will help cover any exit fees charged by your current provider. They will cover £35 per investment moved and up to £100 for general exit fees, up to an overall maximum of £500 per person.
  • Free subscription to Shares Magazine worth £220
    Get a free subscription to Shares (worth over £220 per year) by maintaining a balance of £4,000 or more across your AJ Bell investing accounts.


  • Pick your own shares, funds and bonds or use their investing ideas
  • Low ISA account fees capped at £2.50 a month for shares
  • Lots of account types


  • High phone dealing charges
  • Pricing
  • Market Access
  • Online Platform
  • Customer Service
  • Research & Analysis
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