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I aim to do a handful annually of gilt purchases and sales. Around £250,000 each
What is the best platform to use?People searching for how to buy Gilts is one of the most popular pages on Good Money Guide at the moment. We have a full guide where you can compare the best investment platforms for buying Gilts in the UK here: https://goodmoneyguide.com/investing/where-can-i-buy-uk-government-gilts/
However, to answer your question well we sourced an expert comment from Mark Glowery from Allia C&C, and author of The Sterling Bonds and Fixed Income Handbook: A practical guide for investors and advisers, who had this to say:
With higher rates on the table (currently up to 5.3% in long-dated gilts) investing in gilts and bills has become much more popular with investors. Higher-rate tax payers are also attracted by the tax-free gains offered by low-coupon gilts.
Most of the wealth management and execution-only platforms will be able to offer dealing and custody in gilts, but it is important to choose a reliable provider that can provide the service at a reasonable price.
The three major private investor platforms in the UK are Hargreaves Lansdown, ii and AJB, all of whom provide a gilt execution service across a variety of investment account types (ISA/SIPP etc.) Online execution is possible with all three with Hl and ii offering instant online dealing on live prices.
Commissions and custody rates will vary across the platforms and I would recommend modelling such charges (both dealing and custody) against your likely activity over the next few years to identify the best value provider.
Gilt purchases mean buying UK government bonds, called gilts, which are loans you give to the government in exchange for regular interest payments and the return of your original money at maturity.
Low risk: Backed by the UK government.
Predictable income: Pays fixed interest (coupon) over time.
Liquidity: Can sell gilts before maturity, though price may fluctuate.
Good for conservative investors seeking stable returns and capital preservation.
Gilt purchases mean buying UK government bonds, called gilts, where you lend money to the government in exchange for regular interest payments and return of the original amount at maturity.
Low risk: Backed by the UK government.
Predictable income: Pays fixed interest (coupon).
Liquidity: Can sell before maturity, but price may fluctuate.
Good for conservative investors seeking steady returns and capital preservation.
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