CMC Invest General Investment Account Expert Review
Provider: CMC Invest General Investment Account
Verdict: The GIA from CMC Invest lets you invest in major UK shares, US stocks and ETFs without having to pay commission when you deal. The app is free to use when investing in a general investment account with the Core plan. But you can upgrade to a Plus account which includes a flexible stocks and shares ISA, access to UK mid-cap shares and a USD wallet. There’s also a Premium option that gives you access to a SIPP. CMC Invest cut the fees for Plus and Premium in 2025.
Capital at risk
Is the CMC Invest General Investment Account Any Good?
If you are just starting out investing, then CMC Invest is a good general investment account (GIA) for some longer-term investments. But, if you are an established and experienced CMC Markets customer you may find the CMC Invest offering too basic. Better options for sophisticated investors would be Saxo, or Interactive Brokers.
Investments: Shares & ETFs
Minimum deposit: £0
Account types: GIA, ISA
Account charge: £0 – £10.99 per month (Premium previously £25 a month)
Dealing fee: £0
Fees: General investment accounts are commission and fee free. ISA accounts cost from £6.99 a month and are included in the Plus plan. For US shares there is a conversion fee of 0.39%-0.99% depending on your account.
Investing Platform: CMC Invest’s app gives you access to major stocks, and has a screener to help search for potential investments.
Pros
- Zero commission
- No custody fee for GIAs
- Low FX conversion fee of 0.39% with Premium
Cons
- No fractional shares
- No limit or stop orders
- Pricing (4.5)
- Market Access (4.5)
- Online Platform (4.5)
- Customer Service (4.5)
- Research & Analysis (4)
Overall
4.4- Expert opinion: CMC Invest reviewed & rated