How does the Hargreaves Lansdown lifetime ISA government bonus work?

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When you deposit money into a Hargreaves Lansdown lifetime ISA, the government will top that amount up by up to 25%. It is one of the best ways to get a head start save for your first home.

Hargreaves Lansdown Lifetime ISA Review
Hargreaves Lansdown

Name: Hargreaves Lansdown Lifetime ISA

Description: Geared more towards more confident investors Hargreaves Lansdown gives you one of the most flexible Lifetime ISAs where you can choose exactly what to invest in. With the HL LISA you can invest in over 3,000 funds, UK and international shares as well as investment trusts, bonds and ETFs.
Capital at risk.

Key Features

Hargreaves Lansdown’s Lifetime ISA is a great way to take advantage of the 25% government bonus with you £4,000 Lifetime ISA allowance as fees are low and there are a huge amount of markets to invest in.

  • Investments: Shares, ETFs, bonds & funds
  • Minimum deposit: £1
  • LISA fund charges: 0.25%
  • LISA share charges: 0.25% 
  • Dealing fee: Shares £5.95 – £11.95, funds £0


Fees: It costs 0.25% of the value of your Lifetime ISA portfolio to have a LISA with Hargreaves Lansdown. Share charges are capped at £45 per year. There is no charge for buying funds, but shares are charged at £11.95 per deal or £5.95 if you do over 20 deals per month.


  • Thousands of UK and international shares, bonds & funds
  • Ready-made portfolios with different levels of risk
  • Excellent research and analysis
  • An established and listed company on the LSE.


  • You have to pick your own investments
  • Pricing
  • Market Access
  • Online Platform
  • Customer Service
  • Research & Analysis
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