Halo Financial Customer Reviews
Tell us what you think of this provider.
Linda Bailey @ 02/25/2021 08:12
I have been a customer for many years and have always receive excellent service
Daniel Crosby @ 02/24/2021 11:08
I have been using Global Reach, formerly FC Exchange, for many years now. The service provided is very personal and I have never been let down by the Company. For currency transactions, this is the ‘go to’ place because it is safe. My account manager is excellent and I cannot recommend her highly enough. Well done Lauren!
Michael Blane @ 02/24/2021 08:39
As a customer for more than 7 years, I have found Global Reach always very helpful, even during the recent pandemic. There has always been someone to take my telephone call when I want to arrange different transactions, which is very reassuring when calling from Australia. The online system is easy to use, the exchange rates are very competitive and the whole process is speedy and efficient.
Augusto Pereira (Peter) @ 02/24/2021 06:49
Very good service, Very professional,i highly recommended
Christopher Linford @ 02/24/2021 02:56
I have been a customer of Global Reach and its predecessor for around 10 years and I have been very pleased with the service I have received over that time. They are very efficient and the transfer money always arrives as promised, and the process is easy and effective. I recommend them.
Roger Challinor @ 02/24/2021 01:17
I have been using Global Reach for approx 10 years ,and without fail they have been consistently efficient and professional, I would highly recommend them.
Paolo M @ 02/24/2021 01:08
The service provided by FC Exchange has always been very professional, fast and efficient. I have been using them for transferring money regularly, always with full satisfaction. Very transparent, no surprise, highly recommended.
David Gatland @ 02/24/2021 12:54
Excellent service provided by Global Reach. Staff are always polite, helpful and professional. An easy way to transfer money overseas with good transfer rates. Definitely would recommend.
Jane Bradford @ 02/24/2021 11:37
Always a great experience and easy to transfer money overseas when I need to. Highly recommend!!!
DC @ 02/24/2021 11:10
Fast, efficient, professional. We have used Global Reach regularly and have always experienced great (& friendly) service. Would highly recommend.
Halo Financial Expert Review
Halo Financial gives personal service and bank beating exchange rates for large currency transfers
Provider: Halo Financial
Verdict: Halo Financial is a UK-based foreign exchange specialist that provides international money transfer services to both personal and business clients. Authorised by the Financial Conduct Authority (FCA) as an authorised payment institution, the firm has been operational for over a decade and is known for its personalised currency services. Halo Financial recently aquired Corpay private clients, that was previously owned by Global Reach.
Is Halo Financial a good currency broker?
Yes, we rate Halo Financial as one of the best and most efficient ways for individuals and companies to transfer money internationally, quickly and cheaply.
Halo focuses on helping clients manage foreign currency exposure by offering competitive exchange rates, risk management strategies, and guidance from experienced currency consultants.
For private clients, Halo Financial is best suited for individuals making large international transfers, such as purchasing property overseas, emigrating, or transferring pensions. Unlike app-based fintech platforms that prioritise speed and automation, Halo offers a more bespoke service model. Clients are assigned a dedicated account manager who can provide market insight, assist with timing trades, and set up forward contracts or limit orders. This approach appeals to those looking for guidance rather than a purely DIY platform.
On the corporate side, Halo supports businesses with regular international payments, invoice settlements, and hedging strategies. The firm works closely with industries such as legal, property, and logistics, offering tailored solutions and currency planning tools. This makes it a viable alternative for SMEs that want access to currency market expertise without the overhead of in-house FX management.
In terms of pricing, Halo Financial generally provides more competitive rates than high-street banks, but fees and margins can vary depending on the size of the transfer and the currency pair. Unlike fixed-fee platforms, Halo’s model is quote-driven, so customers should request a live quote to compare with other providers. While their website offers educational resources and market commentary, it lacks the instant online execution found in digital-first competitors.
Overall, Halo Financial stands out for its personal service, currency expertise, and commitment to helping clients navigate the FX market. It’s a strong option for individuals and businesses who prioritise human support and strategic guidance over rapid app-based transfers.
Pros
- Excellent exchange rates
- Currency hedging facilities
- Personal service
Cons
- Suitable for large clients only
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Exchange Rates
(4.5)
-
Available Currencies
(4.5)
-
Online Platform
(5)
-
Customer Service
(5)
-
Research & Analysis
(3.5)
Overall
4.5Halo Financial Facts & Figures
| 💱 Total Currencies | 30+ on offer |
|---|---|
| 💵 Min Transfer | £3,000 |
| 💰 Max Transfer | No maximum transfer |
| 🛒 Customers | 30,000 |
| 🏛️ Founded | 2001 |
| 💱 Transfers | £6 billion a year |
| 🏢 HQ | London, UK |
| ⚖️ Regulated | Yes – Authorised by FCA |
| Account Options | |
| 🧍 Personal Transfers | ✔️ |
| 👔 Business Transfers | ✔️ |
| 🗓️Currency Forwards | 24 months |
| 💸 Currency Options | ✔️ |
| 🤝 Personal Service | Yes- highly rated |
| 📱 Phone Dealing | Yes – excellent service |
| 🌐 Website | Visit Global Reach |
Richard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career spanning two decades as a broker, he brings extensive expertise and knowledge to the financial landscape.
Having worked as a broker at Investors Intelligence and a multi-asset derivatives broker at MF Global (Man Financial), Richard has acquired substantial experience in the industry. His career began as a private client stockbroker at Walker Crips and Phillip Securities (now King and Shaxson), following internships on the NYMEX oil trading floor in New York and London IPE in 2001 and 2000.
Richard’s contributions and expertise have been recognized by respected publications such as The Sunday Times, BusinessInsider, Yahoo Finance, BusinessNews.org.uk, Master Investor, Wealth Briefing, iNews, and The FT, among many others.
Under Richard’s leadership, the Good Money Guide has evolved into a valuable destination for comprehensive information and expert guidance, specialising in trading, investment, and currency exchange. His commitment to delivering high-quality insights has solidified the Good Money Guide’s standing as a well-respected resource for both customers and industry colleagues.
To contact Richard, please ask a question in our financial discussion forum.
