Easy to use
Great mobile app with excellent choice of investments, including money market funds, which is what I was looking for. Recommended.
Trustworthy
I have use it over a year and I think its absolutely the best. I really like that I get interest payment from the money that is just siting there and they try to improve it all the time to make more useful for its owners.
Great portfolio building tool
Works well with Estonian systems.
Easy to use and efficient
User-friendly and efficient tool to manage your investment. Specially happy about the fact you can also add the business account
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Keep going
I like it
I haven’t used it for a long time, I like it, I’m glad that it’s so easy to manage investments in the application
Lightyear
Lightyear is a good way to invest in stock markets with low fees and easy to use.
Very easy to use.
Very easy to use
Very easy to use
Very easy to use
Easy to use and understand
I’m a super beginner investor and Lightyear has made it easy for me to invest!
The app is easy-to-use and I understand what’s going on without having to go too much trouble.
Easy
Easy to use for people who is new in investing world
Makes investing super easy
Lightyear is a great, transparent, user-friendly company that makes investing easy. Couldn’t be happier as a customer.
One of the best!
One of the best, highly recommended!LY is very innovative, simple, low service fees and user friendly
Truly democratising how to invest
Lightyear is really going to great lengths to democratise access to serious investing, cutting out the jargon and making investing simple with an easy to use mobile and web app.
Best investing app
Easy and simple way to invest and gain dividends.
Simple
Easy to use.
Small, but good
Getting bigger
Great Investment App
Excellent customer service!
Automatic tax forwarding to EMTA
make my life that much easier
Automatic tax forwarding to EMTA
make my life that much easier
Affiliate disclaimer: We will be paid a referral fee if you open an account and deposit funds through some of the links on this page
Name: Lightyear Description: Lightyear is a new investment app that offers low cost investing in UK, European and US shares. The company was founded by one of the first Wise (Transferwise) employees, Martin Sokk with a similar objective of making investing as cheap and easy as possible. Is Lightyear good for investing? Lightyear is a simple and approachable way to invest in stocks and ETFs without unnecessarily large fees. A very well-designed low-cost investing app with discounted FX charges, limit and recurring orders for investing in local and international markets. Special Offer: Sign up with a promo code GOODMONEYGUIDE deposit at least £50 and get 10 trades for free. T&Cs apply. Capital at risk. Pros Cons
Expert Review
Capital at risk.
Overall
4.2
Capital at risk
Lightyear Cash ISA Review
In this review we look at the Lightyear Cash ISA, launched in early 2025, and compare it with the Cash ISAs offered by other providers. What is the Lightyear Cash ISA? Lightyear, the investment platform founded in 2020 by former Wise heavyweights Martin Sokk and Mihkel Aamer, now offers both a Cash Individual Savings Account
Lightyear Stocks & Shares ISA Review
In this review we look at the Lightyear Stocks & Shares ISA, launched in early 2025, and compare it with the Stocks & Shares ISAs offered by other providers. What is the Lightyear Stocks & Shares ISA? Lightyear, the investment platform founded in 2020 by former Wise executives Martin Sokk and Mihkel Aamer, now offers
Lightyear launches cash and Stocks & Shares ISAs to reduce excessive fees charged on £100bn
Lightyear, the investing app founded by Martin Sokk, has launched a cash and stocks & shares ISAs with the intention of challenging major brokers such as Hargreaves Lansdown. We have reviewed both of the Lightyear’s Individual SAvings accounts here: Lightyear Cash ISA review Lightyear Stocks & Shares ISA review The investing app received FCA approval
Lightyear’s direct FCA authorisation is good news for clients
UK clients of Lightyear are set to become protected by the £85,000 Financial Services Compensation Scheme (FSCS) guarantee on bank deposits, after the investment app was authorised by the UK regulator. UK accounts with the firm will be migrated to Lightyear UK, which has now received the direct authorisation of the Financial Conduct Authority (FCA).
Lightyear wins best business investing account at the Good Money Guide Awards 2024
Lightyear won Best Business Investing App because they simplify the process of opening a corporate investment account. By enabling businesses to invest in the stock market rather than solely holding cash, Lightyear empowers companies to make more from their funds, maximizing potential returns. Charlotte Ashdown from Lightyear said after winning the review: We’re honored to
How does the Lightyear investing app make money?
Lightyear make their money on the FX Fees. With Lightyear, they apply the FX fee on top of the interbank rate, so you can actually see the amount you are charged for the conversion. When I interviewed Martin Sokk he told me Lightyear aims to expand into different countries quickly, so they can help people to
Lightyear “shares” a refer-a-friend offer
Investment platform Lightyear has introduced a refer-a-friend offer with a difference, this one pays you in shares. Lightyear is offering the opportunity for both you and your friends to earn £10 in free stocks when they join Lightyear and fund their account with at least £50. You can invite up to five friends per month,
Breaking Into Lightyear’s High Interest Vaults
Lightyear, the online savings and investing app, has launched a new product called Lightyear High-Interest Vaults to provide its clients with a market-leading interest rate on cash deposits. The High Interest Vaults are an easy-access cash investment product with variable rates, and there are separate vaults for deposits in Sterling, Euros and US dollars. The
Is Lightyear just another low cost investing app?
Just after I interviewed the Lightyear founder, Martin Sokk for this review, I went to the pub with my friend Nick, a fellow ageing stockbroker. One of the things we discussed was how things have changed in the City, in particular, what is happening to Simpsons Tavern. For over 250 years, Simpsons Tavern has sold
Martin Sokk, Lightyear CEO and co-founder on why his app is such a wise way to invest
It’s now easier than ever to set up an investment app. You just need a developer to design one that sits on top of an investment provider like WealthKernel, Seccl or DriveWealth. Then you need to get regulated, which is hard and expensive, or you can piggyback off someone elses’ regulatory status under the umbrella
Richard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career spanning two decades as a broker, he brings extensive expertise and knowledge to the financial landscape.
Having worked as a broker at Investors Intelligence and a multi-asset derivatives broker at MF Global (Man Financial), Richard has acquired substantial experience in the industry. His career began as a private client stockbroker at Walker Crips and Phillip Securities (now King and Shaxson), following internships on the NYMEX oil trading floor in New York and London IPE in 2001 and 2000.
Richard’s contributions and expertise have been recognized by respected publications such as The Sunday Times, BusinessInsider, Yahoo Finance, BusinessNews.org.uk, Master Investor, Wealth Briefing, iNews, and The FT, among many others.
Under Richard’s leadership, the Good Money Guide has evolved into a valuable destination for comprehensive information and expert guidance, specialising in trading, investment, and currency exchange. His commitment to delivering high-quality insights has solidified the Good Money Guide’s standing as a well-respected resource for both customers and industry colleagues.
You can contact Richard at richard@goodmoneyguide.com
