AJ Bell’s investment ISA is one of the cheapest around, especially for large accounts. A stocks and shares ISA is a tax-efficient investment account in which you can invest up to £20,000 per year. When you invest in a socks and shares ISA, you pay no tax on any capital gains or income from your investments.
AJ Bell’s stocks and shares ISA offers a number of advantages. These include:
- Wide investment range – Access to a vast range of investments including stocks, over 2,000 funds, and ETFs
- Accessibility – View your account online 24/7 and deal on the go with AJ Bell’s mobile app
- Regular savings – Invest from £25 per month using the regular investment service and pay £1.50 per deal
- Low-costs – Deal from £1.50 per trade and you’ll never pay more than £9.95 per online deal.
Fees and charges for AJ Bell ’s stocks and shares ISA are listed below and are quite competitive. For example, the 0.25% custody charge on the first £250,000 of assets is lower than rival Hargreaves Lansdown’s equivalent charge (0.45% on the first £250,000 of funds).
ISA Charges & Fees
| Buying and selling investments (per deal) | |||
| Funds (including unit trusts and OEICs) online | £1.50 | ||
| Shares (including investment trusts, ETFs, gilts, and bonds) | £9.95 | ||
| Shares, where there were 10 or more share deals in the previous month | £4.95 | ||
| Funds custody charge (including unit trusts, OEICs, and structured products) | |||
| On the first £250,000 of funds | 0.25% | ||
| For funds between £250,000 and £1m | 0.10% | ||
| For funds between £1m and £2m | 0.05% | ||
| For funds over £2m | No charge | ||
| Shares custody charge (including investment trusts, ETFs, gilts, and bonds) | 0.25% | (max £3.50 per month) | |
The main attraction of this stocks and shares ISA, relative to competitors’ products, is the range of investments on offer. There are many funds to choose from and many international stocks available. On the downside, trading fees are higher than those offered by some other platforms such as Freetrade and Trading 212, which offer commission-free trading.
Richard is the founder of the Good Money Guide (formerly Good Broker Guide), one of the original investment comparison sites established in 2015. With a career spanning two decades as a broker, he brings extensive expertise and knowledge to the financial landscape.
Having worked as a broker at Investors Intelligence and a multi-asset derivatives broker at MF Global (Man Financial), Richard has acquired substantial experience in the industry. His career began as a private client stockbroker at Walker Crips and Phillip Securities (now King and Shaxson), following internships on the NYMEX oil trading floor in New York and London IPE in 2001 and 2000.
Richard’s contributions and expertise have been recognized by respected publications such as The Sunday Times, BusinessInsider, Yahoo Finance, BusinessNews.org.uk, Master Investor, Wealth Briefing, iNews, and The FT, among many others.
Under Richard’s leadership, the Good Money Guide has evolved into a valuable destination for comprehensive information and expert guidance, specialising in trading, investment, and currency exchange. His commitment to delivering high-quality insights has solidified the Good Money Guide’s standing as a well-respected resource for both customers and industry colleagues.
You can contact Richard at richard@goodmoneyguide.com
