You can use our comparison tools and guides to help you get the best USD exchange rates for sending large amounts of US Dollars abroad through American currency brokers or smaller amounts through money transfer apps in America.
Compare The Best USD Exchange Rates For Sending US Dollars Abroad
Use our exchange rate comparison tool to request quotes from multiple providers and see how you could save up to 4% on large currency transfers versus using your bank when you send money to abroad.
Please note: The rates displayed in this currency conversion quote tool are supplied to us directly from the currency brokers as a percentage mark-up. Please ensure you read our guide to getting the best exchange rates guide.
Today’s Best USD Exchange Rates Versus Major Currencies
The best exchange rates are the mid-price between the buy and sell prices that banks trade currency. This are known as the inter-bank bid offer rates. You can see in the below cross rate table what the very best exchange rates are for each currency. From there, you can click on each currency to compare exchange rates offered by providers.
| Best USD to Pound Sterling (GBP) Exchange Rate: | 0.77253 |
| Best USD to Canadian Dollar (CAD) Exchange Rate: | 1.443345 |
| Best USD to European Union Euro (EUR) Exchange Rate: | 0.920475 |
| Best USD to Japanese Yen (JPY) Exchange Rate: | 147.552473 |
| Best USD to New Zealand Dollar (NZD) Exchange Rate: | 1.10166 |
| Best USD to Norwegian Krone (NOK) Exchange Rate: | 10.6758906 |
| Best USD to Swedish Krona (SEK) Exchange Rate: | 10.19485 |
| Best USD to Swiss Franc (CHF) Exchange Rate: | 0.884760792 |
| Best USD to Australian Dollar (AUD) Exchange Rate: | 1.59134309 |
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USD Key Facts
| 🏷️ Currency: | United States Dollar |
|---|---|
| 💲 Symbol: | $ |
| 🔤 ISO Code: | USD |
| 🪙 Minor Unit: | Cent (100 cents = 1 dollar) |
| 🔢 Subunit Symbol: | c |
| 📜 Legal Tender: | United States, several countries, and territories |
| 🌍 Popularity: | Most traded currency |
| 📖 History: | Introduced in 1792 |
| 🏦 Central Bank: | Federal Reserve |
| 💱 Exchange Rate Influence: | Primary global reserve currency |
| 📝 Nickname: | Greenback, Buck |
USD Exchange Rates Crosses
The current best US Dollar exchange rate versus other G10 currencies is the mid-market price which is:
| - | AUD | CAD | EUR | JPY | NZD | NOK | GBP | SEK | CHF | USD |
|---|---|---|---|---|---|---|---|---|---|---|
| AUD | - | 0.9068 | 0.5781 | 92.553 | 1.10148 | 6.70920 | 0.48520 | 6.4041 | 0.5554 | 0.62761 |
| CAD | 1.1028 | - | 0.6376 | 102.113 | 1.21459 | 7.39969 | 0.53494 | 7.0607 | 0.6125 | 0.69210 |
| EUR | 1.7298 | 1.7298 | - | 160.098 | 1.90504 | 11.60348 | 0.83915 | 11.0756 | 0.9605 | 1.08568 |
| JPY | 0.0108 | 0.0108 | 0.0062 | - | 0.01190 | 0.07247 | 0.00524 | 0.0692 | 0.0060 | 0.00678 |
| NZD | 0.9079 | 0.9079 | 0.5249 | 84.040 | - | 6.09080 | 0.44043 | 5.8142 | 0.5041 | 0.56983 |
| NOK | 0.1491 | 0.1491 | 0.0862 | 13.797 | 0.16420 | - | 0.07232 | 0.9545 | 0.0828 | 0.09356 |
| GBP | 2.0610 | 2.0610 | 1.1917 | 190.811 | 2.27052 | 13.82774 | - | 13.1989 | 1.1447 | 1.29387 |
| SEK | 0.1562 | 0.1562 | 0.0903 | 14.457 | 0.17202 | 1.04765 | 0.07576 | - | 0.0867 | 0.09802 |
| CHF | 1.8010 | 1.8010 | 1.0411 | 166.680 | 1.98366 | 12.07904 | 0.87360 | 11.5313 | - | 1.13034 |
| USD | 1.5933 | 1.5933 | 0.9211 | 147.463 | 1.75492 | 10.68753 | 0.77288 | 10.2017 | 0.8847 | - |
USD Exchange Rate Conversion Table
Use this table to see who much other currencies are worth against the US Dollar at the best current exchange rate:
| USD | AUD | GBP | CAD | EUR | JPY | NZD | NOK | SEK | CHF |
|---|---|---|---|---|---|---|---|---|---|
| $1 | $1.59 | $0.77 | $1.44 | $0.92 | $147.46 | $1.75 | $10.69 | $10.20 | $0.88 |
| $50 | $79.67 | $38.64 | $72.24 | $46.05 | $7,373.13 | $87.75 | $534.38 | $510.08 | $44.23 |
| $100 | $159 | $77 | $144 | $92 | $14,746 | $175 | $1,069 | $1,020 | $88 |
| $300 | $478 | $232 | $433 | $276 | $44,239 | $526 | $3,206 | $3,061 | $265 |
| $500 | $797 | $386 | $722 | $461 | $73,731 | $877 | $5,344 | $5,101 | $442 |
| $1,000 | $1,593 | $773 | $1,445 | $921 | $147,463 | $1,755 | $10,688 | $10,202 | $885 |
| $2,000 | $3,187 | $1,546 | $2,890 | $1,842 | $294,925 | $3,510 | $21,375 | $20,403 | $1,769 |
| $3,000 | $4,780 | $2,319 | $4,335 | $2,763 | $442,388 | $5,265 | $32,063 | $30,605 | $2,654 |
| $5,000 | $7,967 | $3,864 | $7,224 | $4,605 | $737,313 | $8,775 | $53,438 | $51,008 | $4,423 |
| $10,000 | $15,933 | $7,729 | $14,449 | $9,211 | $1,474,625 | $17,549 | $106,875 | $102,017 | $8,847 |
| $25,000 | $39,834 | $19,322 | $36,122 | $23,027 | $3,686,563 | $43,873 | $267,188 | $255,042 | $22,117 |
| $50,000 | $79,667 | $38,644 | $72,244 | $46,054 | $7,373,125 | $87,746 | $534,376 | $510,084 | $44,235 |
| $100,000 | $159,335 | $77,288 | $144,488 | $92,109 | $14,746,250 | $175,492 | $1,068,753 | $1,020,169 | $88,469 |
| $250,000 | $398,337 | $193,219 | $361,219 | $230,271 | $36,865,625 | $438,730 | $2,671,882 | $2,550,422 | $221,173 |
| $500,000 | $796,673 | $386,438 | $722,438 | $460,543 | $73,731,250 | $877,460 | $5,343,764 | $5,100,844 | $442,345 |
| $1,000,000 | $1,593,346 | $772,875 | $1,444,875 | $921,086 | $147,462,500 | $1,754,920 | $10,687,529 | $10,201,687 | $884,690 |
Transferring money from the United States to international destinations such as the UK, Europe, and Australia is a routine financial transaction, but it is important to understand the regulatory framework, security measures, and the best providers for large transfers. The U.S. has a well-regulated financial system ensuring that currency transfers are safe and efficient.
Who Regulates Currency Transfers in the USA?
Currency transfers from the United States are regulated by several government agencies to prevent fraud, money laundering, and financial crimes. The Financial Crimes Enforcement Network (FinCEN), under the U.S. Department of the Treasury, monitors financial transactions to detect illegal activities. The Office of Foreign Assets Control (OFAC) enforces economic and trade sanctions that may restrict transfers to certain regions. The Consumer Financial Protection Bureau (CFPB) oversees money transfer providers to ensure fair practices and transparency in fees and exchange rates. In addition, state banking regulators monitor domestic and international transfer providers to ensure compliance with U.S. financial laws.
Is It Safe to Transfer Large Sums from the USA?
Yes, large international transfers from the USA to the UK, Europe, and Australia are generally safe when conducted through regulated financial institutions and money transfer services. Banks and licensed money transfer providers follow strict Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations to verify the identity of senders and recipients. Transfers made via the SWIFT network, commonly used for wire transfers, are traceable and highly secure. Many providers also use encryption technology and two-factor authentication (2FA) to protect customers from fraud.
For additional protection, the Federal Deposit Insurance Corporation (FDIC) covers bank deposits, while the Consumer Financial Protection Bureau (CFPB) provides recourse for consumers in case of disputes with money transfer providers. When transferring large sums, it is advisable to use a regulated foreign exchange broker that offers transparent pricing and secure transactions.
Best Providers for International Currency Transfers
Several banks and specialized currency transfer providers facilitate money transfers from the U.S. to the UK, Europe, and Australia. Choosing the right provider depends on factors such as transfer speed, exchange rates, and fees.
Wise (formerly TransferWise) – Offers competitive exchange rates with low, transparent fees. Suitable for both small and large transfers.
OFX – Specializes in large currency transfers with no transfer fees and competitive exchange rates.
Revolut – A digital banking platform that provides international transfers at interbank exchange rates.
Western Union – A widely used service with options for cash pickups and bank deposits, though fees can be higher.
PayPal/Xoom – Convenient for sending smaller amounts but can be expensive for large transfers due to higher exchange rate markups.
CurrencyFair – A peer-to-peer currency exchange service offering cost-effective international transfers.
XE Money Transfer – A reputable provider known for strong security and transparent fees, suitable for large business or personal transfers.
Bank Wire Transfers (Chase, Citibank, Bank of America, Wells Fargo) – Secure for large transfers but often come with higher fees and slower processing times.
Conclusion
International currency transfers from the USA to the UK, Europe, and Australia are well-regulated and secure when conducted through licensed providers. The FinCEN, CFPB, and OFAC oversee transactions to ensure compliance with U.S. financial regulations and prevent illicit activities. Large transfers are safe when conducted via SWIFT wire transfers or through reputable foreign exchange brokers. While traditional banks offer reliability, specialized money transfer providers such as Wise, OFX, and XE provide better exchange rates and lower fees for international transactions. Comparing transfer costs, security features, and processing speeds ensures that individuals and businesses can choose the most efficient and cost-effective transfer method.
