Investing is the act of allocating money into assets, like stocks, bonds, or property, with the expectation of generating a return over time. The primary purpose of investing is to grow wealth, protect against inflation, and achieve financial goals, such as retirement or buying a home.
Saving, on the other hand, typically involves putting money into a low-risk, easily accessible account, like a bank savings account, where the emphasis is on safety rather than growth. Savings usually earn little to no interest, which can be eroded by inflation over time.
The key difference between saving and investing is risk and return. Investing involves hig...