Wealthify’s Stocks and Shares ISA versus a Cash ISA

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Wealthify does not have a cash ISA so when you invest in an ISA with Wealthify your money is invested in bonds and the stock market. This means you are taking on some risk for potentially better returns. But, if you don’t want to take on any risk, a cash ISA like Hargreaves Lansdown Active Savings may be a better option.

Wealthify Stocks & Shares ISA Review

Name: Wealthify Stocks & Shares ISA

Description: Wealthify, part of the Aviva Group, lets you invest in an ISA in either an original portfolio of investments from the UK and overseas or choose an ethical investment plan made from a blend of environmentally and socially responsible investments.
Capital at risk


  • Investments: Pre-made portfolios
  • Minimum deposit: £1
  • ISA account charge: 0.6% annual charge
  • ISA dealing fee: £0

Fees: Wealthify charge an account fee of 0.6% for their ISA. There are also investment costs of on average 0.16% for original plans and 0.7% for ethical plans.

Special Offer: Refer a friend to Wealthify and get a £50 boost in your portfolio if they invest more than £250 and leave it there for six months. Terms apply.


  • Managed ISA portfolios
  • Low minimum deposit of £1
  • Low ISA account fee of 0.6%


  • Cannot trade individual shares or ETFs
  • Pricing
  • Market Access
  • Online Platform
  • Customer Service
  • Research & Analysis
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