Is Interactive Investor’s app any good and is it safe?

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Interactive Investor’s app is one of the best ways to invest on mobile based on our matrix as it has loads of research, screeners and market data. It’s also safe and secure as it’s regulated by the FCA. Plus as Interactive Investor is regulated by the FCA and owned by ABRDN, an LSE-listed company currently worth £2.7bn, the II investment app is one of the safest around.

Interactive Investor App Review
Interactive Investor

Name: Interactive Investor App

Description: Interactive Investor is a good investing app for active investors who want to make their own investment decisions and will be adding a lot of funds as well as shares to their portfolio as fees are capped. II’s app also has a wide range of news and analysis with a particular focus on educational videos and investment editorials.
Capital at risk

Summary

  • Investments: Shares, ETFs, bonds & funds
  • Minimum deposit: £1
  • Account types: GIA, ISA, SIPP, JISA
  • Account charge: Shares £0, funds 0.45%
  • Dealing fee: £3.99 – £5.99

Fees: It costs £9.99 a month for a general investing account with Interactive Investor. Dealing commissions are a free trade every month, then UK Shares and Funds, US Shares charged £7.99 or upgrade to a £19.99 “Super Investor” account 2 free monthly trades and deal for £3.99. Regular investing is free.

If you want level-2 pricing, you can also add Quotestream for £20 per month.


Special Offers:

  • One free trade per month – One buy or sell order is free every month, after that, the cost is between £3.99 and £5.99 depending on what plan you are on.
  • Free investing for your friends and family –  You can give up to five people a free investment account subscription with Interactive Investor’s Friends and Family plan. You pay a single extra fee of £5 a month, and their monthly cost is zero. Each member can invest up to £30,000 in an ISA or a general investing account with free regular investing and no account fees. However, they will still pay normal dealing commissions when they buy and sell investments.
  • Get £200 when you refer a friend to Interactive Investor – Recommend a friend or family member to ii and get a £200 reward. Your friend will get their first year’s service plan for free – saving £120. To qualify, your friend must transfer or fund their account with at least £10,000 in combined cash/investments. However, your friend will not receive the usually monthly free trade.

App: 

Interactive Investor App

Pros

  • Pick your own investments or use their model portfolios
  • £1 minimum deposit makes it easy to get started
  • Fixed account fee that does not increase with your investments
  • Joint account options

Cons

  • Fixed fee expensive for very accounts below £1,000
  • No Lifetime ISA account
  • No Junior SIPP account
  • Pricing
    (4.5)
  • Market Access
    (4.5)
  • Online Platform
    (4.5)
  • Customer Service
    (4.5)
  • Research & Analysis
    (4.5)
Overall
4.5
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