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AJ Bell Lifetime ISA Review
AJ Bell

Name: AJ Bell Lifetime ISA

Description: Invest as little as £25 per month with regular investing and access to a vast range of investments including stocks, over 2,000 funds, ETFs and access your account online 24/7 and deal on the go with the mobile app.
Capital at risk

Key Features

  • Investments: Shares, ETFs, bonds & funds
  • Minimum deposit: £500
  • LISA fund charges: 0.25%
  • LISA share charges:0.25%
  • Dealing fee: Shares £4.95 – £9.95, funds £1.50


Fees: AJ Bell charges 0.25% of the value of your for a general investment account, but share account fees are capped at £3.50 a month. Dealing costs are £1.50 for funds and £9.95 for shares but drop to £4.95 where there were 10 or more online share deals in the previous month


  • Recommend a friend, and you’ll both get £100 gift vouchers – When you recommend a friend to AJ Bell that invests more than £10,000 in a SIPP or ISA, you and your friend can get One4All gift vouchers worth £100.
  • Switch your share dealing account and receive up to £500 to cover exit fees – If you transfer your share dealing general investment account valued at more than £20,000 to AJ Bell they will help cover any exit fees charged by your current provider. They will cover £35 per investment moved and up to £100 for general exit fees, up to an overall maximum of £500 per person.
  • Free subscription to Shares Magazine worth £220
    Get a free subscription to Shares (worth over £220 per year) by maintaining a balance of £4,000 or more across your AJ Bell investing accounts.


  • Pick your own LISA shares, funds and bonds or use their investing ideas
  • Low LISA account fees capped at £3.50 a month for shares


  • High phone dealing charges
  • Pricing
  • Market Access
  • Online Platform
  • Customer Service
  • Research & Analysis