Use our guides to find the best mortgage deal to buy your dream home. Expertly written and independent our mortgage account guides can help you buy more for your money.
Cheapest & Best Mortgage Deals
Find the cheapest interest rates on the best mortgages with our free mortgage comparison tool. Compare all types of mortgage and save money by getting the best rates for your mortgage.
First Time Mortgage
This will be the first mortgage you ever take out. There are normally lots of incetives for people to get on the propertly ladder from the government and lenders.
Remortgage Deals
Reduce your monthly mortgage repayments by remortgaging and switching to a cheaper mortgage provider. Use our remortgage comparison tool to find the best and cheapest remortgage deal for you.
Repayment Mortgage
Pay off your mortgage month-by-month with a combined payment consisting of interest and capital. By the end of the mortgage you will own your home.
Interest-Only Mortgage
Cheaper than repayment mortgages becuase you only pay off the interest. However, you do not pay off any of the mortgage so at the end of the term you will still owe the lender money and have to remortgage.
Fixed Rate Mortgage
With fixed-rate mortgage you can effectively budget as you know exactly how much your mortgage payments are going to be regardless of what happens to interest rates.
Standard Variable Rate (SVR) Mortgage
An SVR mortgage is just a mortgage that tracks the lenders interest rate. The lender can set the interest rate to be whatever they want and it can move up and down.
Discounted Rate Mortgage
Discount rate mortgages offer an initial interest rate discount for a set period of time. After than initial discount the interest rate will move up. This could either be a little bit or a lot, depending on the initial discount.
Tracker Rate Mortgage
Tracker rate mortgages mean that your mortgage payment will track an underlying interest rate setby your lender. The amount you pay can go up and down each month.
Capped Rate Mortgage
Capped rate mortgages mean that your interest rate will never go above a certain amount. They are variable mortgages, so the rate can go down and up to the capped rate.
Cashback Mortgage
This is where your lending will offer an incentive for borrowing money through them. They will offer cashback as a cash lump sum for your to spend on your new house.
Flexible Mortgage
Flexible mortgages allow you to pay more or less than your regular payments. So, if you come into some money you can clear some of the balance without being penalised.
Offset Mortgage
Offset mortgages allow you to combine your savings and current accounts with your mortgage so you can reduce the amount of interest you pay overall.
Buy-To-Let Mortgages
With a buy to let mortgage you borrow money purely for the putpose of renting the property out straight away as a way to generate income on the money you borrow.
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