Best Low-Interest Credit Cards

If you can do without interest-free introductory offers but want a consistently low-interest rate over the longer term, uSwitch recommends these three low-interest credit cards, all with 6.4% APR but no interest-free balance transfers or introductory purchases:

  1. Lloyds Bank Platinum Low Rate Credit Card might also act as a second credit card.
  2. Halifax FlexiCard Credit Card offers no fee on balance transfers for the first 90 days, like the other two cards here.
  3. Bank of Scotland Online Low Rate Credit Card is similar to the other two, and like them, you’ll need a good credit rating to be accepted.