Key Currency Review: Unlock Bank Beating Exchange Rates

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Key Currency won “best personal currency broker” in our 2022 awards based on our expert testing, CEO interviews and over 7,000 customer votes. But are Key Currency a good currency broker? Our updated 2024 review looks at what Key Currency does and how to get the best exchange rates when sending large amounts of money abroad with them.

Key Currency Review
Key Currency

Name: Key Currency

Description: Key Currency is a currency broker that specialises in large foreign exchange transactions for individuals or businesses sending large amounts of money abroad. Key Currency was founded in 2015, has around 50,000 customers and transfers over £2billion a year overseas in 42 currencies.

Is Key Currency safe to use?

Yes, we rate Key Currency as a good currency broker for sending large amounts of money abroad, with competitive exchange rates, personal service and good research.

Pros

  • Good for large amounts
  • Personal service
  • Lots of research and FX commentary

Cons

  • Only good for large amounts
  • Pricing
    (4.5)
  • Market Access
    (4.5)
  • Online Platform
    (3)
  • Customer Service
    (4.5)
  • Research & Analysis
    (4.5)
Overall
4.2

Key Currency Facts & Figures

💱 Total Currencies42 on offer
💵 Min Transfer£1,000
💰Max TransferNone
🛒 Customers50,000+
🏛️ Founded2015
💱Transfers£2 billion a year
🏢HQCornwall, UK
⚖️ RegulatedYes - Authorised by FCA
Account Options
🧍 Personal Transfers✔️
👔 Business Transfers✔️
📅 Currency Forwards12 months
💸 Currency Options
🤝 Personal Service✔️
📱 Phone DealingYes- highly rated
⭐ TrustPilot Rating4.9 / 5
🌐 WebsiteVisit Key Currency

Key Currency CEO Interview

Before adding Key Currency to Good Money Guide we interviewed the CEO James Pinkney, about what makes them different, the biggest mistakes he has seen people make over the years, and what they can do about them. Plus what they should look for when choosing a currency broker.

James-Pinkney-Key-Currency-CEO

Key Currency Customer Reviews

4.7
Rated 4.7 out of 5
4.7 out of 5 stars (based on 91 reviews)
Excellent79%
Very good16%
Average1%
Poor1%
Terrible3%

Tell us what you think:

Key Currency FAQ

Yes, Key Currency is authorised and regulated by the Financial Conduct Authority as an Authorised Payment Institution (Financial Services Register no. 753989).

Key Currency is also regulated locally in Spain, America and Holland.

In the EU Key Currency processes transactions through the Currency Cloud (recently aquired by Visa)

To get the best exchange rates from Key Currency you should read our guide to getting the best exchange rates. It will explain how Key Currency makes money and how to understand how large FX conversion pricing and markups work.

Yes, Key Currency is a legit company, we have been reviewing their currency brokerage services for over five years now. We have also interviewed their CEO James Pinkney, and received over 90 user reviews directly from their customers. 

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