Best Credit Building Credit Cards

If you need to build your credit rating, a credit card is a powerful weapon. The best options will boost your rating while exposing you to the minimum risk in terms of credit limits. However, the flip side is these cards attract a higher representative APR.

  1. Aqua Classic with 0% Purchase Offer tops the list for best credit building cards on With a minimum credit limit of £250 and a maximum of £1,200, but this can be increased after four monthly statements. After a six-month 0% purchase offer, it’s a hefty 34.9% APR, so it pays to settle your balance each month.
  2. Barclaycard Forward Credit Card has the same maximum credit limit but a minimum of just £150. This card is not available to existing Barclaycard holders.
  3. Aqua Advance Card £250 to £1,200 credit limit and offers no fees on purchases abroad, so ideal for your holidays.
Other types of credit card
Balance Transfer Credit Cards
Purchase Credit Cards
Cash Back Credit Cards
Rewards Credit Cards
Credit Building Cards
Airmiles Credit Cards
Money Transfer Credit Cards
Travel Credit Cards
Bad Credit Credit Cards
Business Credit Cards